Phone 681-247-5464
Located in Old Town Winchester On The Walking Mall At:
We’re Here To Help With Your Real Estate Closings
Get started on yoursWe serve as escrow officer or settlement agent for real estate closings and offer the highest level of digital closing processes allowed by the industry and state law. We can assist you with all types of real estate transactions, no matter the type or financial scale.
- We are a licensed title insurance agent for Stewart Title Guaranty Company
- We are a member of the American Land Title Association (ALTA), and we follow its Best Practices.
If Lender’s title insurance is required in connection with a closing that we are conducting, it must be added to such borrower fees as shown on Line 1101 of the HUD1 and will be computed and added when a loan amount is determined.
- We provide an ALTA Best Practices Certification to clients if required.
- We use Qualia for real estate transactional software / communication platform. (We provide this information because we investigate technology persistently and invest in software that most aligns with our values.)
- Please understand that an engagement for closing services or advice will only be created if e-Close provides written confirmation of such engagement to the client. Any communication by or through this website is subject to such limitation. Any information or requests communicated to us by or through this website may not be considered privileged or confidential. Please use alternative means of communication for protected information.
- Beware of wire fraud. It is common. If you are sending funds to our Company via wire transfer, USE EXTREME CAUTION. Fraudulent impersonation is more difficult to identify than you may think. Please independently verify, by multiple sources, that any written or verbal instructions for wiring funds have been provided by e-CLOSE and not by an impersonator.
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About e-Close
Our Values Statement
We know that the matters we handle are important. We challenge ourselves to consider the perspective of the clients, and to be mindful of both details and larger objectives. We are dedicated to communication, efficiency, and loyalty to the client’s wishes. We believe that how each individual client perceives our service matters greatly, and we are motivated to make your closing experience simple and hassle-free.
About Title Insurance
Title Insurance protects real estate owners and lenders against loss or damages related to defects in title. Defects in title are discovered, if not already known to exist, when a title search is performed. Some types of title defects are improperly recorded documents, fraud, forgery, liens encroachments, easements, another person claiming an ownership interest or other land use issues.
There are two types of title insurance:
- Lender’s title insurance protects the security of the priority of the loan and ends when the loan is paid off.
- Owner’s title insurance protects the Owner from title defects and stays in effect for the owner in some instances even after selling the property.
Title insurance premiums are paid one time at closing, and coverage continues as described above. Title insurance coverage adds to the marketability of title.